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21309 Caribbean Lane
Panama City Beach, FL 32413

$625,000 - Status: Active
Bed Icon Beds: 3
Bath Icon Baths: 2 full
Sq Feet Icon SQFT (H&C): 1,295
MLS Icon MLS# 786049

Completely renovated in 2023 and designed with today's buyer in mind, this turnkey 3 bedroom, 2 bath beach cottage offers the ideal blend of style, comfort, and income potential in the heart of Panama City Beach. With 1,295 square feet of thoughtfully updated living space, this property is already operating as a successful short-term rental and is perfectly suited as an investment property, second home, or full-time coastal retreat. Step inside to a bright, open-concept floor plan featuring vaulted ceilings with exposed wood beams, recessed lighting, and luxury plank flooring throughout. The living area flows seamlessly into the dining space and kitchen, creating an inviting atmosphere for gathering and entertaining. The beautifully updated kitchen offers crisp white cabinetry, quartz countertops, open shelving, modern hardware, stainless appliances, and a large island overlooking the main living space. The primary suite is a peaceful retreat with abundant natural light and a spa-inspired en suite bath featuring dual vanities, sleek fixtures, and a stunning tiled walk-in shower. Two additional guest bedrooms and a fully updated second bath provide comfortable accommodations for family and guests, maximizing rental flexibility. Outdoor living is where this home truly shines. A screened-in patio extends the living space and offers the perfect spot for morning coffee or evening cocktails. The fully fenced backyard is private and spacious, complete with a fire pit gathering area and ambient string lighting that creates an inviting coastal setting for guests. An irrigation system on well water helps maintain the lush lawn while keeping utility costs down. The exterior showcases charming coastal cottage appeal with warm wood siding and thoughtful architectural details that set it apart. The manageable lot size makes ownership easy while still offering ample outdoor enjoyment. Located just minutes from the white sandy beaches and only about 10 minutes to Rosemary Beach, this property offers exceptional short-term rental appeal in a highly desirable area near dining, shopping, and entertainment. With recent renovations, modern finishes, and an established rental presence, this is a true turnkey opportunity. Golf cart included. Whether you are looking to expand your investment portfolio or secure your own beach getaway that can generate income when not in use, 21309 Caribbean Lane delivers both lifestyle and strong income potential in one beautifully updated package.

Property Features

MLS#: 786049
Zip: 32413
Subdivision: Riviera Beach
Development: 0324 - Beach - West Central
Property Type: Residential - Single Family
Cooling: Central Air, Ceiling Fan(s)
Days on Site: 39
Fenced: Yes
Heating: Central, Electric
Home Style: Coastal
Lot Size: 0.12 acres
Taxes: $4,753
Year Built: 1988
SQFT (H&C): 1,295

Feature Descriptions

Appliances: Washer/Dryer Stacked, Electric Oven, Electric Range, Tankless Water Heater
Community Features: Short Term Rental Allowed
Exterior: Cedar, Shake Siding
Exterior Features: Patio, Fire Pit
Fencing: Fenced
Flooring: Luxury Vinyl Plank
Laundry: Stacked
Lot Description: Sprinkler System, Paved
Lot Dimensions: 50x110
Parcel#: 35482-000-000
Patio/Porch: Enclosed, Patio
Utilities: Electricity Available, High Speed Internet Available

Room Sizes

Living Room: 15 X 16 Level - First
Bedroom: 18 X 11.5 Level - First
Bedroom: 13 X 11 Level - First
Primary Bedroom: 12 X 13 Level - First

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: West Bay

21309 Caribbean Lane | MLS# 786049

This single family home located at 21309 Caribbean Lane, Panama City Beach, FL 32413 is currently listed for sale with an asking price of $625,000. This property was built in 1988 and has 3 bedrooms and 2 full baths with 1295 sq. ft. Caribbean Lane is located in the Riviera Beach subdivision. Search Riviera Beach real estate on nbeninate.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: EXP Realty LLC

Shown By

Agent Name: Nick Beninate
Agent Phone: (850) 819-7484
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/09/2026. The listing information on this page last changed on 04/09/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 04/09/2026 8:31:40 AM EST) or Emerald Coast MLS (last updated Thu 04/09/2026 8:25:25 AM EST) or Central Panhandle Association of Realtors (last updated Thu 04/09/2026 1:17:22 AM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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