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268 Ryder Lane
Panama City, FL 32404

$352,000 - Status: Active
Bed Icon Beds: 4
Bath Icon Baths: 2 full
Sq Feet Icon SQFT (H&C): 1,867
MLS Icon MLS# 786515

RARE OPPORTUNITY! Assumable VA Loan at a 3. 75% Interest Rate--save over $600/month compared to today's rates! This 2022-built 'Cali' model is priced at $362,000 with a manageable equity gap of approx. $26k. Pristine condition, smart home tech, and located in the sought-after Bridge Harbor community near Tyndall AFB. VA-eligible buyers with entitlement substitution preferred. Don't miss this chance to lock in 2022's best rate in 2026!Don't build new at 6% when you can move in here at 3. 75%! The Cali plan features four bedrooms with one that can be used as a den or office. The kitchen is open and spacious with a center island and includes a pantry, beautifully bright white cabinetry. Bedroom 1 features a private bath with a separate shower and a large soak tub, as well as a spacious walk-in closet. This beautiful home has been constructed with a reinforced concrete foundation with wire mesh and rebar, house wrap barrier and four-sided vinyl. Offering a fenced backyard with pond views and no neighboring homes directly behind! Enjoy the community sidewalks, 100 year old Oak Tree park, resort style pool and access to the beautiful beach area with views of the bay! Schedule an appointment today!! Bridge Harbor is located in eastern Bay County just off of Boat Race Road. Living here would you mean that you are approximately 5 minutes to Tyndall Air Force Base and close to numerous shopping and dining establishments. And the Gulf of America is less than 30 minutes away. If you're looking for the perfect community, you've found it!

Upcoming Open Houses

Open House Saturday April 11th, 12:00pm - 3:00pm

Property Features

MLS#: 786515
Zip: 32404
Subdivision: Bridge Harbor
Development: 0202 - Bay - Central Se
Property Type: Residential - Single Family
Cooling: Central Air
Days on Site: 31
Fenced: Yes
Garage: 2
Heating: Central
Home Style: Craftsman
Lot Size: 0.16 acres
Taxes: $3,311
Year Built: 2022
SQFT (H&C): 1,867

Feature Descriptions

Accessibility: Central Living Area, Smart Technology
Appliances: Electric Cooktop, Electric Oven, Plumbed For Ice Maker
Community Features: Beach, Pool
Exterior: Vinyl Siding
Fencing: Fenced
Flooring: Luxury Vinyl Plank
Interior Features: Smart Home
Lot Description: Paved
Lot Dimensions: 50*140
Parcel#: 07379-925-495
Parking: Garage, Garage Door Opener, Paved
Parking Notes: Garage, Garage Door Opener, Paved
Patio/Porch: Covered, Patio, Porch
Pool: Community
Security: Smoke Detector(s)
Sewer: Public Sewer
Swimming Pool: Yes
Utilities: Cable Connected

Room Sizes

Kitchen: 18.3 X 11.3 Level - First
Living Room: 15.1 X 16.4 Level - First
Bedroom: 11.1 X 11.8 Level - First
Bedroom: 12 X 15 Level - First
Bedroom: 10.4 X 11 Level - First
Bedroom: 10.4 X 11 Level - First
Full Bath: 7.9 X 11 Level - First

Local Schools

High School: Rutherford
Middle School: Rutherford Middle
Elementary School: Callaway

268 Ryder Lane | MLS# 786515

This single family home located at 268 Ryder Lane, Panama City, FL 32404 is currently listed for sale with an asking price of $352,000. This property was built in 2022 and has 4 bedrooms and 2 full baths with 1867 sq. ft. Ryder Lane is located in the Bridge Harbor subdivision. Search Bridge Harbor real estate on nbeninate.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Realty One Group Emerald Coast

Shown By

Agent Name: Nick Beninate
Agent Phone: (850) 819-7484
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/09/2026. The listing information on this page last changed on 04/09/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 04/09/2026 8:31:40 AM EST) or Emerald Coast MLS (last updated Thu 04/09/2026 8:25:25 AM EST) or Central Panhandle Association of Realtors (last updated Thu 04/09/2026 1:17:22 AM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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