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3532 Treasure Circle
Panama City, FL 32408

$1,499,000 - Status: Active
Bed Icon Beds: 4
Bath Icon Baths: 3 full
Sq Feet Icon SQFT (H&C): 2,880
MLS Icon MLS# 795278

DIRECT GRAND LAGOON WATERFRONT + GULF ACCESS. TO BE BUILT: $1,499,000 land + proposed home package. Elevated waterfront residence offers approximately 2,880 SF heated/cooled, 3 bedrooms plus office/flex 4th bedroom, 3 baths and approximately 528 SF of covered outdoor living. Pricing, specifications, finishes, plans and construction costs subject to final builder contract, engineering, permitting and buyer selections. Build the waterfront lifestyle instead of trying to find it already built. Architectural plans and renderings are included. This cleared 0. 13-acre homesite offers approximately 48 feet of Grand Lagoon frontage, an existing seawall, approximately 180' dock, public sewer availability and NO HOA. STR allowed and golf cart to the beach or to many popular local restaurants, the marina, and attractions within minutes. The open living, dining and kitchen areas are positioned around the water, with generous covered porches designed to extend the living space toward Grand Lagoon. An elevated coastal design also creates valuable covered space below while maximizing views from the primary living level. Significant waterfront infrastructure is already in place. The property is cleared and includes an existing seawall and approximately 180' dock, giving a future owner direct access to the lagoon while planning and building. From here, enjoy protected boating waters with access to St. Andrews Bay, Shell Island and the Gulf, along with waterfront restaurants, marinas and the best of the Panama City Beach boating lifestyle just minutes away. Whether envisioned as a full-time waterfront residence, second home or potential vacation-rental property subject to applicable regulations, this site offers the increasingly rare opportunity to build new around the lifestyle you actually want instead of renovating somebody else's version of it. Architectural plans and renderings are provided for informational and visualization purposes. Buyer to independently verify current plan suitability, zoning, setbacks, permitting, flood/elevation requirements, utilities, construction costs, dock and seawall condition/permitting and all intended uses. Seller is a licensed Florida real estate agent.

Property Features

MLS#: 795278
Zip: 32408
Subdivision:
Development: 0323 - Beach - South Of Grand Lagoon
Property Type: Residential - Single Family
Home Style: Coastal
Lot Size: 0.12 acres
Stories: 2.0
Taxes: $3,533
Year Built: 2027
SQFT (H&C): 2,880

Feature Descriptions

Community Features: Dock, Short Term Rental Allowed
Exterior Features: Dock
Interior Features: Main Level Primary
Lot Dimensions: 48.0 ft x 110.0 ft
Parcel#: 31430-020-000
Special View Info: Lagoon
Utilities: Electricity Available, Natural Gas Available, Sewer Available
Waterfront: Lagoon

Room Sizes

Primary Bathroom: 12 X 10 Level - First
Primary Bedroom: 15 X 15 Level - First
Kitchen: 16 X 16 Level - First
Living Room: 20 X 15 Level - First

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: Patronis

3532 Treasure Circle | MLS# 795278

This single family home located at 3532 Treasure Circle , Panama City, FL 32408 is currently listed for sale with an asking price of $1,499,000. This property was built in 2027 and has 4 bedrooms and 3 full baths with 2880 sq. ft. Search Panama City real estate on nbeninate.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Anchor Realty Florida

Shown By

Agent Name: Nick Beninate
Agent Phone: (850) 819-7484
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/12/2026. The listing information on this page last changed on 09/12/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 09/12/2026 9:14:02 AM EST) or Emerald Coast MLS (last updated Sat 09/12/2026 9:06:33 AM EST) or Central Panhandle Association of Realtors (last updated Sat 09/12/2026 8:37:53 AM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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